Benefits of Full Tort Auto Coverage in Pennsylvania
Many drivers do not know that when they are selecting their level of auto insurance coverage, they are making a critical decision that could limit the amount of recovery available in a future automobile accident. Motorists have the option of selecting full tort coverage or limited tort coverage. The difference in premiums is minimal, but the difference in what you are entitled to after an accident can be huge.
At Hill & Associates, P.C., our attorneys have been representing personal injury clients for 20 years. We can advise you on your rights to compensation after an accident and on the impact that your insurance coverage will have on your rights. We have handled numerous car, truck and other automobile accident claims where people have suffered injuries ranging from the relatively minor to the catastrophic and fatal.
When you need financial support for yourself and your family after a car accident in Pennsylvania, contact our Philadelphia attorneys for a free consultation to discuss your options.
What Are the Differences Between Full Tort and Limited Tort?
Under Pennsylvania law, a driver is allowed to select limited tort or full tort insurance coverage. The driver will get some cost savings for their premium if he or she selects limited tort coverage. But with those cost savings, the driver will give up the right to seek compensation for pain and suffering. Injured motorists with limited tort coverage are only allowed to seek compensation for lost wages or medical expense. There are few exceptions to this broad bar to recovery.
Motorists with full tort coverage are permitted to seek compensation for pain and suffering. These damage claims can often be significant in serious or catastrophic injury cases.
We Discuss Your Options in a Free Initial Consultation
We advise clients who come to us after a car accident to bring along their automobile insurance policies. We can review the policies to determine whether you have full tort or limited tort coverage. If you only have limited tort coverage, we can discuss the circumstances of your case to determine if any exceptions would apply. Whether you have full tort or limited tort coverage, we can advise you about your options for recovery.
Contact us for a free initial consultation at the law firm of Hill & Associates. We focus on you. Call our Philadelphia office toll free at 866-720-4699 to schedule an appointment.
